Finding a great deal on your Athens, Georgia home purchase requires that you understand the different types of home loans available. Here are popular mortgage products and who can use them. Conventional Loan: This is most popular type of loan…
If your credit, debt, or income is keeping you from buying a house in Barrow or Oconee county, you may be tempted to have another person in a more stable financial position help with your loan application. A non-occupant co-client…
Do you dream of homeownership in Athens, Georgia, but you can’t come up with the required down payment? Don’t worry. You may be eligible for a no money down mortgage. Some come with stipulations and others have eligibility requirements. Read…
When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or real estate agent can be your advocate throughout the process. While it is not required…
One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices in your preferred area in Athens and how much you want to put down. Down…
Searching for and finding the perfect new home in Athens is just one step of the home buying process. Once you find the perfect home and have a sales contract, it is time to actually get to the business of…
Are you hoping to purchase a home in Oconee County, Georgia, but are short on cash? FHA mortgages are great for homebuyers without a sizable down payment or with low credit. Each situation is unique and based on a combination…
Purchasing a home in Athens, Georgia? It is always a good idea to have it professionally inspected. Many lenders even require it as a condition of the loan. Home inspectors charge between $270 and $400, depending on the size of…
Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also carefully consider the neighborhood that you will be living in to decide if it fits your needs. Here are a…
If you are buying a home in Watkinsville or Athens, you have probably looked at all kinds of ways to reduce your monthly mortgage costs. These can include putting down a higher down payment or improving your credit to get…
