Learn everything you need to know about buying a home.
I am education based Loan Officer. Please read through the articles below to help you learn more about the home buying process.
A Step-by-Step Guide to Shopping for a New Home in Athens
Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…
First-Time Homebuyer’s Checklist
Ready to purchase your first home in Athens-Clarke, Oconee or Barrow County? Use this easy-to-follow checklist to navigate the path…
Understanding Cash to Close for your new Athens home
If you have received your Closing Disclosure from your Athens area lender, you are almost done with your home buying…
How to Get Preapproved for a Mortgage
Before you begin your new home search in Barrow County, talk to a local lender about getting preapproved for a…
5 Strategies to Save for a Home
Are you an Athens homeowner hopeful? Buying a home is a big purchase, one that takes time to save up…
Expenses First Time Home Buyers Need to Save For
If you are getting ready to purchase your first home in Athens-Clarke or Oconee County, there are a few expenses…
Finding the Right Location to Buy a Home
They say that buying a home is all about location, location, location. But what if you do not know what…
Understanding an Appraisal Contingency
When buying a new home in Athens, you have the chance to put in a number of contingencies to the…
I’m Moving to Athens, Georgia… Should I Buy or Rent?
The biggest question those considering homeownership in Athens need to answer is simple: Should I buy or rent my home?…
How Much Income Do I Need to Buy a House in Watkinsville?
Homeownership in Watkinsville is not just for the ultra wealthy. While income is an important factor when buying a house,…
What You Need to Know About Cosigning a Mortgage
If your credit, debt, or income is keeping you from buying a house in Barrow or Oconee county, you may…
Popular Loans for Buying a Home in Athens
Finding a great deal on your Athens, Georgia home purchase requires that you understand the different types of home loans…
How to Buy a House in Athens with No Money Down
Do you dream of homeownership in Athens, Georgia, but you can’t come up with the required down payment? Don’t worry.…
Do I Need a Realtor to Buy a House in Athens, Georgia?
When you are ready to make a new home purchase, the first thing to consider is who you want on…
How Much Do I Need for a House Down Payment?
One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years,…
A Home Appraisal Checklist
Searching for and finding the perfect new home in Athens is just one step of the home buying process. Once…
What Is an FHA Mortgage Insurance Premium?
Are you hoping to purchase a home in Oconee County, Georgia, but are short on cash? FHA mortgages are great…
An Athens Home Inspection Checklist
Purchasing a home in Athens, Georgia? It is always a good idea to have it professionally inspected. Many lenders even…
What to Look for in an Athens Neighborhood When Buying a House
Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also…
Buydown to Reduce Your Mortgage Interest Rate
If you are buying a home in Watkinsville or Athens, you have probably looked at all kinds of ways to…
Buying a House in Oconee County without a Real Estate Agent
Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time…
How Long Does It Take to Buy a House?
The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have…
How to Determine if You Are in a Buyer’s Market or Seller’s Market
Being a savvy real estate buyer or seller requires that you know and understand the market conditions here in Georgia.…
How to Get Your House in Barrow County Ready to Sell
You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move…
Negotiating a House Price as a Buyer
Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties…
How to Know When You Should Buy a House
Do you enthusiastically pore over home listings in Watkinsville on online platforms in your spare time? Is driving around looking…
What Is the Average Down Payment for a Home in Athens?
One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house…
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